A free account that walks the stroll
Using the Barclays application 1 you are able to categorise your investing, set restrictions and temporarily freeze your debit card.
You are able to submit an application for an overdraft from time one (at the mercy of application, monetary circumstances, borrowing history and financing requirements) and acquire great cashback offers so that you conserve once you invest.
- Keep on top of your cash through our application
- Apply for an overdraft all the way to ?500 whenever you start your bank account and you will increase it to as much as ?3,000 in your 3rd year (susceptible to application, monetary circumstances, borrowing history and financing requirements)
- Get cashback from participating on the internet and stores that are high-street you store through us 2
- Available nowadays to raised Apprentices (degree 4+)
This is what you obtain
Make an application for a ?500 overdraft whenever starting your bank account
British students can use for a ?500 fee-free overdraft that rises to ?3,000 fee-free while you’re studying (susceptible to application, financial circumstances, borrowing history and financing requirements).
Fee-free overdraft as much as ?3,000 (at the mercy of application, monetary circumstances, borrowing history and financing requirements) while you remain within that restriction.
Cashback on the shopping
Earn cashback once you go shopping for fashion, beauty, publications, travel and much more – both regarding the internet and in the traditional. See our latest provides right right right here.
Make your very own debit card
Why have actually the exact same charge card as everybody else? You could add your favourite picture to your contactless debit card at no cost.
The Barclays software
Keep an eye on our app to your money – check your stability, categorise your investing and set limits on re re payments and money withdrawals.
Go cash in the rate of light with Pingit
Forward, invest and request cash having A united kingdom number that is mobile the Pingit application 3. It’s simple, free and easy.
Pay on the road
You should use your mobile to create re re payments – Apple Pay 4 is unlimited ( talk to the merchant) or perhaps you can invest up to ?100 with Contactless Cellphone 5.
If you are A british student, you’ll be able to try to get a short ?500 fee-free arranged overdraft – or more to ?3,000 fee-free while you’re studying (susceptible to application, economic circumstances, borrowing history and financing requirements).
An overdraft limitation is really a borrowing facility that allows you to definitely borrow funds using your present account.
There’s two forms of overdraft – unarranged and arranged.
An arranged overdraft is just a limit that is pre-agreed which allows you to save money money than you have got in your overall account. It may be a security internet to cover short-term outgoings, such as a unforeseen bill. It is really not appropriate longer-term borrowing. We ask you for for each day associated with thirty days you use your arranged overdraft where you get beyond any fee-free limitation you may possibly have.
An unarranged overdraft is whenever spent additional money in advance or you have exceeded an existing arranged borrowing facility than you have in your current account and you have not agreed an arranged overdraft limit with us.
You are able to just make re re payments from your own account when you yourself have enough money into your account or with an arranged overdraft to pay for them. Barclays will usually try to get back any deal that could bring your account into an overdraft position that is unarranged. Having money that is enough your present account or having an arranged overdraft limit may help avoid re re re payments such as for example concern bills from being came back unpaid.
On really uncommon occasions we are unable to return a repayment ( ag e.g. As a result of an offline transaction made on a journey) plus the account may enter an overdraft that is unarranged. No extra fees will be used in this case.
Details about the conduct of the account might be delivered to credit guide agencies. This may affect your ability to get credit in the future as with any debt or borrowing.